This year I’m so desperate to save money because we’re planning to visit Philippines next year and we plan to get a health insurance or open a health savings account here in Thailand. Airfare for the 3 of us is very costly plus we need to buy presents for our love ones back home. My hubby told me that if we really want to save money we also need to change our lifestyles. First, I need to be on diet 
mg: . That’s right,whenever I have money I couldn’t resist to visit Pizza Company, Swensen’s Ice cream Parlor, KFC, eat-all you-can buffets and many other food chains! I agree with hubby, I need to shed some pounds and maybe saving some money may be my extra kick in the rear to kill two birds with one stone 
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It’s about time to eat all our meals at home. Going out to eat is a major budget buster. I need to get rid of luxuries in the home. I could live without fancy toilet paper and scented soaps. We should minimize clothes shopping , too! These were just the few things I could write at this moment that could really help us save a LOT of money :thumbsup: .
